Calculation Methods Overview

2.1. Loan Amount Input

Choose this method if you already know how much you want to borrow (e.g., €300,000) and you don’t need the calculator to add purchase-related costs.

• No additional purchase costs are calculated in this mode.
• Best for situations where loan amount is fixed by bank approval or budget.

2.2. Property Price Input (incl. Additional Costs)

Choose this method if you know the purchase price of the property but want to calculate the loan amount after including:

• Real estate transfer tax (Grunderwerbsteuer)
• Notary and land registry fees (Notar- und Grundbuchkosten)
• Optional broker fees (Maklergebühren)

The calculator automatically deducts your equity and adds extra costs to determine the total loan amount.